1. Introduction
Welcome to HovaPharm Courses. By accessing our website and using our services, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully.

2. General Terms
Eligibility: You must be at least 18 years old to use our services.

Account: You agree to provide accurate and complete information when creating an account and to keep your account information up-to-date.

3. Courses and Content
Course Enrollment: By enrolling in a course, you are granted a limited, non-transferable license to access and view the course material for personal, non-commercial use.

Prohibited Use: You are not allowed to share, distribute, or reproduce course content without our express permission.

4. Payments and Refunds
Payment: All fees for courses must be paid in advance. We accept payments through various methods, including MPESA and PayPal.

Refund Policy: Refunds are only provided under specific circumstances as outlined in our refund policy. Please contact our support team for more details.

5. Intellectual Property
Ownership: All content, materials, and intellectual property rights provided through our courses remain the property of HovaPharm Solutions.

Use of Materials: You may use the materials solely for your personal, non-commercial educational purposes.

6. User Conduct
Prohibited Activities: You agree not to engage in any activities that could harm, disrupt, or interfere with our services or other users.

Responsibility: You are responsible for any content you post or submit through our platform.

7. Limitation of Liability
Disclaimer: HovaPharm Solutions is not liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

Total Liability: Our total liability to you for any claims arising from the use of our services is limited to the amount you paid for the course.

8. Changes to Terms
We reserve the right to modify these terms and conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after changes are posted constitutes your acceptance of the new terms.

9. Contact Us
If you have any questions or concerns about these terms and conditions, please contact us at: Email: admin@courses.hovapharm.com